Good investing starts with a goal. You start by telling Chloe a little bit about yourself including your age, income, and goal. You can start with as little as HK$ 1,000. Chloe invests your money into a globally diversiﬁed portfolio of exchange traded funds. Chloe monitors your goals and optimizes your portfolio for you. You can invest more or withdraw your money at any time with no penalty or questions asked.